Privacy
The information that Yourhealthmonthly.com collects about visitors while they are using the Service falls into two general categories:

1. Information You Provide to Us. Yourhealthmonthly.com may collect and store information, personal or otherwise, that you voluntarily supply either while on the Yourhealthmonthly.com Web site or in responding, via e-mail to a feature provided on the Yourhealthmonthly.com Web site. Some examples of this type of information include: demographic information that you electronically submit when you sign up for access to certain features on the Service, information (such as your name or e-mail address) that you electronically submit when you register for surveys, sweepstakes or contests on the Yourhealthmonthly.com Web site, information that you post on message boards on the Yourhealthmonthly.com Web site, and information contained in search requests or questions that you submit to the Yourhealthmonthly.com Web site. If you decline to supply or provide Yourhealthmonthly.com with certain information while using the Service, you may not be able to use or participate in some or all of the features offered through the Service.

2. Information that is Automatically Collected. Yourhealthmonthly.com also collects and stores information that is generated automatically as you navigate through the Yourhealthmonthly.com Web site. For example, to enhance your experience on the Yourhealthmonthly.com Web site, Yourhealthmonthly.com uses a standard feature found in browser software called a "cookie." Cookies are small files that your web browser places on your hard drive for record-keeping purposes. By showing how and when visitors use the Yourhealthmonthly.com site, cookies help us track user trends and patterns. They also prevent you from having to re-enter your preferences on certain areas of the Yourhealthmonthly.com site where you have entered preference information before. Yourhealthmonthly.com also uses web beacons (also known as "single-pixel GIFs") to access cookies and to count users who visit the Yourhealthmonthly.com site or open Yourhealthmonthly.com's HTML-formatted email messages. Another example of information that Yourhealthmonthly.com automatically collects as you navigate the Yourhealthmonthly.com site is information about your computer's connection to the Internet. This information allows us, among other things, to improve the delivery of our Web pages to you and to measure traffic on the Yourhealthmonthly.com site.

How is the Information Used?

Yourhealthmonthly.com uses the information it collects from you while you are using the Service in a variety of ways, including to customize features and advertising that appear on the Service, to better serve the viewer. Yourhealthmonthly.com also reserves the right to use and to disclose to third parties all of the information Yourhealthmonthly.com collects online about you and other visitors in any way. HOWEVER, it is Yourhealthmonthly.com's current policy to not share information about its visitors with third parties, nor will Yourhealthmonthly.com authorize third parties to use its collected information to mail or e-mail promotional offers to you. Any change in this policy will be preceded by a notification to Yourhealthmonthly.com's members/visitors. In addition, Yourhealthmonthly.com will not use the information it collects online from you to send you promotional mail or e-mail, unless you specifically choose (in the Web site's Members Section) to receive these offers. To view or update your preferences to receive Yourhealthmonthly.com's promotional offers, visit www.Yourhealthmonthly.com/members.

Please also keep in mind that whenever you voluntarily disclose personal information online — for example on message boards, through e-mail, or in chat areas — that information can be seen, collected and used by others besides Yourhealthmonthly.com. Yourhealthmonthly.com cannot be responsible for any unauthorized third party use of information that you disclose online.

The Yourhealthmonthly.com Web site includes links to other Web sites, and provides access to products and services offered by third parties, whose privacy policies we do not control. When you access another Web site or purchase products or services or conduct other transactions through the Service, use of any information you provide is governed by the privacy policy of the operator of the site you are visiting or the provider of such products or services.

We also make some content, products and services available through our Service through cooperative relationships with third party providers, where the brands of our provider partner appear prominently on Yourhealthmonthly.com. We may share with our provider partner any information you provide, or that is collected, in the course of visiting any pages that are made available in cooperation with our provider partner. In some cases, the provider partner may collect information from you directly; in which cases the privacy policy of the provider partner may apply to the provider partner's use of your information. The privacy policy of our provider partners may differ from ours. If you have any questions regarding the privacy policy of one of our provider partners, you should contact the provider directly for more information.

Be aware that Yourhealthmonthly.com may occasionally release information about visitors when release is appropriate to comply with law, to enforce our Terms of Service agreement, or to protect the rights, property or safety of visitors to our site, the public, or Yourhealthmonthly.com.

Please also note that as our business grows, we may buy or sell various assets. In the unlikely event that Yourhealthmonthly.com, some or all of our assets, or our site is acquired by another company, information on our visitors may be among the transferred assets.

Children's Privacy Statement for Yourhealthmonthly.com
This children's privacy statement explains our practices with respect to the online collection and use of personal information from children under the age of thirteen, and provides important information on your rights under federal law with respect to such information.

We do NOT knowingly collect personally identifiable information from children under the age of 13. We screen users who wish to provide personal information in order to prevent users under the age of thirteen from providing such information. If we become aware that we have inadvertently received personally identifiable information from a user under the age of thirteen, we will delete such information from our records. If we change our practices in the future, we will obtain prior, verifiable parental consent before collecting any personally identifiable information from children under the age of thirteen.

Because we do not collect any personally identifiable information from children under the age of thirteen, we also do NOT knowingly distribute such information to third parties.

We do NOT knowingly allow children under the age of thirteen to publicly post or otherwise distribute personally identifiable contact information.

Because we do not collect any personally identifiable information from children under the age of thirteen, we do NOT condition the participation in online activities of a child under thirteen on providing personally identifiable information.

Disclaimers
This Service includes links and pointers to Internet sites, content and services provided by third parties. Yourhealthmonthly.com's linking to such third party sites does not imply an endorsement or sponsorship of such sites, or the information, products or services offered on or through the sites. In addition, neither Yourhealthmonthly.com, its parent or subsidiary companies nor their affiliates operate or control in any respect any information, products or services that third parties may provide on or through Yourhealthmonthly.com or on Web sites linked to by Yourhealthmonthly.com. For instance, the information, products and services offered on or through the Service and any third-party sites are provided "as is" and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable law, Yourhealthmonthly.com disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Yourhealthmonthly.com does not warrant that this Web site or any of its functions will be uninterrupted or error-free, that defects will be corrected, or that this site, including bulletin boards, or the servers that make it available, are free of viruses or other harmful components.

Yourhealthmonthly.com does not warrant or make any representations regarding the use or the results of the use of the materials in this site or in third-party sites in terms of their correctness, accuracy, timeliness, reliability or otherwise. You (and not Yourhealthmonthly.com) assume the entire cost of all necessary maintenance, repair or correction.

The Service is provided for informational purposes only, and is not intended for trading or investing purposes, or for commercial use. Stock and mutual fund quotes, and related financial news stories may be delayed at least 20 minutes, as may be required by the stock exchanges and/or the financial information services. The Service should not be used in any high-risk activities where damage or injury to persons, property, environment, finances or business may result if an error occurs. You expressly assume all risk for such use.

Purchases on or through Yourhealthmonthly.com
Yourhealthmonthly.com may allow you to purchase many different types of products and services online that are provided by third parties. Yourhealthmonthly.com is not responsible for the quality, accuracy, timeliness, reliability or any other aspect of these products and services. If you make a purchase from a merchant on the Yourhealthmonthly.com site or a site linked to by Yourhealthmonthly.com, the information obtained during your visit to that merchant's online store or site and the information that you give as part of the transaction, such as your credit card number and contact information, is collected by the merchant and not by Yourhealthmonthly.com. That said, the merchant may share the information it collects, other than your credit card information, with Yourhealthmonthly.com for use in accordance with this privacy policy. A merchant may have separate privacy and data collection practices. Yourhealthmonthly.com has no responsibility or liability for any of its merchants' independent policies. For more information regarding a particular merchant, its online store, and its privacy policies, return to that merchant's home page and click on its information links or contact the merchant Web site directly. You release Yourhealthmonthly.com and its affiliates from any damages that you incur, and agree not to assert any claims against them, arising from your purchase or use of any products or services made available by third parties through Yourhealthmonthly.com.

When you purchase products or services on or through Yourhealthmonthly.com, you may be subject to additional terms and conditions that specifically apply to your purchase or use of such products or services. If you have any questions about these additional terms and conditions, you should contact the merchant of such products or services directly.

You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Service. You agree to use the Service and to purchase services or products through the Service for legitimate, non-commercial purposes only. You also agree not to make any purchases for speculative, false, or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. You agree to only purchase goods or services for yourself or for another person for whom you are legally permitted to do so. When making a purchase for a third party that requires you to submit the third party's personal information to Yourhealthmonthly.com or a merchant, you represent that you have obtained the express consent of such third party to provide such third party's personal information.

Use of Company Directories
The information contained in the company directories is provided for business lookup purposes and is not to be used for marketing or telemarketing applications. This information may not be copied or redistributed and is provided "AS IS" without warranty of any kind. In no event will Yourhealthmonthly.com or its suppliers be liable in any way with regard to such information.

Interactive Features
The Service may include a variety of features, such as bulletin boards, chat rooms, and e-mail services which allow feedback to Yourhealthmonthly.com and real-time interaction between users. Responsibility for what is posted on bulletin boards, chat rooms and other public posting areas on the Service lies with each user — you alone are responsible for the material you post. Yourhealthmonthly.com does not control the messages, information or files delivered to bulletin boards. It is a condition of your use of the Service that you do not:

• Restrict or inhibit any other user from using and enjoying the Service.

• Post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law.

• Post or transmit any information, software or other material which violates or infringes upon the rights of others, including material which is an invasion of privacy or publicity rights or which is protected by copyright, trademark or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or right holder.

• Post or transmit any information, software or other material which contains a virus or other harmful component.

• Post, transmit or in any way exploit any information, software or other material for commercial purposes, or which contains advertising.

• Use the Service to advertise or solicit to anyone to buy or sell products or services, or to make donations of any kind, without the express written approval of Yourhealthmonthly.com.

• Gather for the purpose of spamming e-mail addresses that have been posted by other users of the Service.

You understand that Yourhealthmonthly.com has no obligation to monitor any bulletin boards, chat rooms, or other areas of the Service through which users can supply information or material. However, Yourhealthmonthly.com reserves the right at all times to disclose any information as necessary to satisfy any law, regulation or governmental request, or to refuse to post or to remove any information or materials, in whole or in part, that in Yourhealthmonthly.com's sole discretion are objectionable or in violation of these Terms of Service.

Registration
To use certain features of the Service, you must register with Yourhealthmonthly.com on the form provided. You agree (a) to provide true, accurate, current and complete information about yourself as prompted by the Service's registration form, and (b) to maintain and promptly update the information you provide to keep it true, accurate, current and complete. If Yourhealthmonthly.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Service (or any portion thereof). Our use of any personally identifying information you provide to us as part of the registration process is governed by the terms of our Privacy Policy.

Passwords
To use certain features of the Service, you may need a username and password, which you will receive through the service's registration process. You are responsible for maintaining the confidentiality of the password and account, and are responsible for all activities (whether by you or by others) that occur under your password or account. You agree to notify us immediately of any unauthorized use of your password or account or any other breach of security, and to ensure that you exit from your account at the end of each session. Yourhealthmonthly.com cannot and will not be liable for any loss or damage arising from your failure to protect your password or account information.

Classified Advertising
When you submit a classified ad for publication on Yourhealthmonthly.com, you agree that the advertisement as it appears on Yourhealthmonthly.com becomes the property of Yourhealthmonthly.com and you assign all ownership interest in the advertisement as it appears on Yourhealthmonthly.com under copyright law or otherwise to Yourhealthmonthly.com. Submission of an advertisement does not constitute a commitment to publish the advertisement, and publication of an advertisement does not constitute an agreement for continued publication. We will accept only standard abbreviations and required proper punctuation. Yourhealthmonthly.com reserves the right to edit, reclassify, revise, reject or cancel any advertisement at any time, in its sole discretion. Rates and specifications are subject to change.

Real Estate Advertisements; Equal Housing Opportunity
All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise "any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination." State law may also forbid discrimination based on these factors and others. We will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis. To complain of discrimination call the U.S. Department of Housing and Urban Development at 800-669-9777.

Limitation of Liability
Under no circumstances, including, but not limited to, negligence, shall Yourhealthmonthly.com, its subsidiary and parent companies or affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, Yourhealthmonthly.com materials, products or services, or third party materials, products or services made available through Yourhealthmonthly.com even if Yourhealthmonthly.com is advised beforehand of the possibility of such damages. (Because some states do not allow the exclusion or limitation of certain categories of damages, the above limitation may not apply to you. In such states, the liability of Yourhealthmonthly.com, its subsidiary and parent companies or affiliates is limited to the fullest extent permitted by such state law.) You specifically acknowledge and agree that Yourhealthmonthly.com is not liable for any defamatory, offensive or illegal conduct of any user. If you are dissatisfied with any Yourhealthmonthly.com materials, products or services or with any of Yourhealthmonthly.com's terms and conditions, your sole and exclusive remedy is to discontinue using Yourhealthmonthly.com.

Termination
Yourhealthmonthly.com may cancel or terminate your right to use the Service or any part of the Service at any time without notice. In the event of termination, you are no longer authorized to access the part of the Service affected by such cancellation or termination. The restrictions imposed on you with respect to material downloaded from the Service, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.

Other
This agreement constitutes the entire agreement between Yourhealthmonthly.com and you with respect to the subject matter contained in this agreement and supersedes all previous and contemporaneous agreements, proposals and communications, written or oral. You also may be subject to additional terms and conditions that may apply when you use the products or services of a third party that are provided through the Service. In the event of any conflict between any such third party terms and conditions and these Terms of Service, these Terms of Service shall govern. This agreement shall be governed by and construed in accordance with the laws of the State of New York without giving effect to any principles or conflicts of law. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.